Terms of use
Updated 17 October 2026
Purpose of this site
This website presents the services of Fostier Consulting for general information only. Using it implies acceptance of these terms.
No personalised advice
Site content does not constitute personalised investment, legal, or tax advice, nor an offer or solicitation of financial products. Any recommendation requires a prior review of your individual situation.
No advisory relationship
Using this site or contacting us does not create an advisory or client relationship. That begins only when an engagement is confirmed in writing.
Regulatory status
Fostier Consulting does not carry on any regulated activity. Where insurance solutions are considered, the nature of the relationship, remuneration, and intermediary status are disclosed transparently before any subscription.
Risk and performance
All investing involves risk, including possible loss of capital. Past performance is not indicative of future results, and no outcome can be guaranteed.
Jurisdictions
This site is not directed at anyone in a place where publishing or accessing it would breach local law or regulation. Our services are provided only where we may lawfully provide them.
Intellectual property
All site content (text, visual identity, logo) is the property of Fostier Consulting. Reproduction without written permission is prohibited. Third-party names and logos shown on this site (for example AIA, HSBC, ESG, Fudan University and UFE Hong Kong) belong to their owners. They refer to the founder's background or to partners and do not imply any current affiliation, sponsorship, or endorsement, except for the UFE Hong Kong partnership stated on the site.
External links
The site may link to third-party services and websites (notably WhatsApp, WeChat, LinkedIn, and UFE Hong Kong). Their own terms and privacy policies apply, and Fostier Consulting does not control their content.
Limitation of liability
We strive to keep information accurate and current but make no guarantee of completeness. Fostier Consulting cannot be held liable for decisions made solely on the basis of site content.
Governing law
These terms are governed by the laws of the Hong Kong Special Administrative Region, subject to any mandatory protections available in your country of residence. The courts of Hong Kong have non-exclusive jurisdiction.
Languages
These terms and the site's other legal pages are published in French, English, and Chinese. If the versions differ, the English version prevails.