An advisory relationship, between France and Hong Kong.
Our mission
To give French residents of Hong Kong one French-speaking advisor for every financial decision of life here, from the first bank account to the move back to France.
Our philosophy: human, structured, and discreet advice for demanding clients.
Your advisor
Lucie Fostier
Founder · Hong Kong · Formerly Paris
Founder of Fostier Consulting since 2015, Lucie advises discerning private clients — including high-net-worth individuals — across Hong Kong, Macau and mainland China on investment, savings, health and life insurance, and retirement planning.
An economics graduate of Fudan University (Shanghai), educated at ESG business school (Paris) and seasoned at HSBC, she advises in French, English, Mandarin and Cantonese. In February 2026, UFE Hong Kong invited her to present Chinese New Year traditions to the French community.
Experience
Fostier Consulting
Founder
West Kowloon, Hong Kong · Since 2015
Advice on investment, savings, health and life insurance, and retirement planning for private clients in Hong Kong, Macau and mainland China.
AIA
Senior Wealth Management Manager
Hong Kong & Macau
Wealth management and insurance for private and high-net-worth clients across Hong Kong and Macau.
HSBC
Wealth management
Paris, France
Experience at the Paris head office of a global banking leader, serving demanding wealth clients.
Education
Master's-level business degree
ESG business school
Paris, France
Degree in Economics
Fudan University
Shanghai, China
In the press
The team
Lucie Fostier
Founder & Financial Advisor
Founded Fostier Consulting in May 2015 and is the advisor clients work with directly, in French, English, Mandarin and Cantonese.
Read more about Lucie Fostier
Nicolas Fostier
Business Development Associate
Business development, digital presence and growth since December 2024: the firm's website, search visibility, LinkedIn page and intern recruitment.
Read more about Nicolas Fostier
Partner
UFE Hong Kong partnership
Fostier Consulting is a partner of UFE Hong Kong (Union des Français de l'Étranger). Our listing is on the association's website.
See our partner listing on ufehongkong.hkTypical situations
Three examples of what our support covers in practice, from arriving in Hong Kong to moving back to France.
Illustrative composite examples drawn from common requests. They are not real clients and do not imply any particular outcome.
A family moving to Hong Kong from Paris
A couple and their two children arrive from Paris for a job on a local contract. They need to open a bank account before the lease is even signed, and choose health insurance for the whole family, alongside or instead of the employer's cover.
What we work on together
- List the documents banks ask for and the order of the steps
- Prepare the account application and follow it through
- Review the employer's health cover against the family's needs
- Compare health insurance policies and explain them in French
Related services
An employee filing a first Hong Kong tax return
Having arrived part-way through the tax year, a manager receives a first tax return in May. There is a bonus, housing paid for by the employer, and a flat in France that is still rented out.
What we work on together
- Gather the employer's return (IR56B) and the breakdown of pay
- Check each section and the deductions available
- File on eTAX and plan ahead for provisional tax
- Refer the French rental income to a qualified professional in France
Related services
A departure from Hong Kong to organise
After several years in Hong Kong, an employee is moving back to France. Her tax affairs must be settled before she leaves, she has to decide what to do with her MPF accounts, and her health cover must not lapse.
What we work on together
- Build the timeline of steps back from the departure date
- Prepare the departure tax return and correspondence with the tax office
- Put together the MPF withdrawal file
- Review the insurance policies and the accounts to keep
Related services